Home Loans

With a home loan rate this low... Isn't it time to talk to us?

FlexiDiscount Home Loan Rate

Limited time offer | Up to 80% property value | Tasmanian residents only.

Whether you're moving in, moving out, moving on, or moving up - it's time to talk to us.

Our FlexiDiscount Home Loan special offer comes with the same benefits of all our FlexiDiscount Home Loans:

  • No application or ongoing fees
  • Plenty of options to make managing your loan super-easy and
  • Exceptional customer service from a like-minded specialist local to your community.

Ryder Animated Website

Home Loans

FlexiDiscount Home Loan

An uncomplicated loan with a fixed rate? Yes please!

If you want a home loan with great pricing and some flexibility, but without the need for an offset account, then FlexiDiscount is the loan for you.

FlexiDiscount Home Loan Variable Rate Special^

A home loan perfect for you!

If you want a home loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount variable special offer is perfect for you.

Topline Home Loan

Great rate ✔ Offset Account ✔ Fee-free banking ✔

Get a loan that is yogi-flexible and chock full of features that let you manage your loan the way you want to and, most importantly, help you save money.

FlexiDiscount First Home Loan Deposit Scheme

Bank of us is proud to have been selected to participate in the Australian Government's First Home Loan Deposit Scheme.

To apply for the scheme, make an appointment with a Bank of us Home Finance Specialist online, over the phone or by popping into your local Retail Store.

For property value up to 95%

Investment Loans

FlexiChoice Loan

A loan with flexibility and choice …it’s FlexiChoice!

FlexiChoice is the bomb, if you want a residential investment loan. Variable or Fixed – you choose. What about interest only? Of course, you can. It’s called FlexiChoice for a reason.

Topline Loan

Get a loan that is yoga-flexible and with discounts that reward you.

Same great Topline Home Loan features but with the added extra of an Interest only option. Bam. What’s not to like?

Flexiline Loan

Got equity? It’s time to get busy!

Tap into the equity you’ve built up in your home to renovate, invest or use for something else worthwhile. FlexiLine gives you a ready source of funds up to an agreed amount (secured by a registered first mortgage over your residential property). There is an interest only option, too.

Making sure you're covered

Read more

Want to crunch some numbers?

Calculate Repayments Borrowing Power

I would like to borrow...

over , making repayments.
Choose Bank of us product and estimated loan to valuation ratio (LVR):
based on your selection, your interest rate will be:

The small, small print:
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas.

Use our online form to generate a Key Facts Sheet PDF which you can use to compare our home loans against a competitor's loans.


The small, small print:

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.

*Interest rate for loans up to 80% of property value.

^Limited time offer for Tasmanian residents only and available for new approved lending through to 10 December 2021. Interest rate for loans up to 80% of property value. Bank of us reserves the right to withdraw or alter this offer at any time.

#The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.