A home loan perfect for you!
If you want a home loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan with a variable rate is perfect for you.
An uncomplicated loan with a fixed rate? Yes please!
If you want a home loan with great pricing and some flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan is the loan for you.
Great rate ✔ Offset Account ✔ Fee-free banking ✔
Get a loan that is yoga-flexible and chock full of features that let you manage your loan the way you want to and, most importantly, help you save money while achieving your goals.
If owning your own home seems out of reach, all is not lost.
Whether you're a first home buyer, or you’ve been stuck on the rental treadmill or you’re simply struggling to put together a deposit to get a loan, there are schemes and programs you can access that can help you into your own home sooner.
Get peace of mind with a great fixed rate.
FlexiChoice with a fixed rate is the perfect loan for you. Secure that investment property you've been eyeing off, with the certainty of knowing exactly how much your repayments will be.
It's called FlexiChoice for a reason.
If you're after a residential investment loan with a great variable rate – then FlexiChoice was made for you! In the spirit of flexibility, there's even an interest only option!
Get a loan that is yoga-flexible and with discounts that reward you.
Same great Topline Home Loan features but with the added extra of an Interest only option. Bam. What’s not to like?
The results from this calculator should be used as a guide only and do not represent an offer of credit. Any subsequent loan applications are subject to Bank of us' credit assessment criteria.
Terms and conditions including fees and charges apply. Full details of all the relevant fees and charges, interest rates and terms and conditions are available on application. Interest rates are also subject to change without notice.
#The comparison rates for Home loans are calculated on the basis of a secured loan of $150,000 over a term of 25 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.
The Loan Repayments Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate.
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days' interest dependent on the number of days in the particular month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts.
The small, small print:
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas.
MyHome is a Tasmanian Government initiative aimed at assisting eligible home buyers to build or purchase a home to live in. Under MyHome, an eligible home buyer’s home will be jointly purchased with the Director of Housing, enabling owner occupier home buyers to buy their own home sooner.
Use our online form to generate a Key Facts Sheet PDF which you can use to compare our home loans against a competitor's loans.
Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.
*Interest rate for loans up to 80% of property value.
#The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.
Bank of us acknowledges and pays respect to the palawa - Tasmanian Aboriginal people - as the traditional owners of all the lands and waters. And we pay our respects to Elders past, present and emerging for they hold the knowledge, memories and culture of Aboriginal people in lutruwita/ Tasmania.
Bank of us is a trading name of B&E Ltd
ABN: 32 087 652 088
AFSL & Australian Credit Licence: 236870
BSB: 632 001
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