Home loans
Simple steps to buying your first home
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Home Loans
FlexiDiscount Home Loan Variable Rate
A straightforward home loan with great pricing and flexibility.
If you want a home loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan with a variable rate is perfect for you.
6
.14P.A.*
Variable
6
.16P.A.#
Comparison rate
FlexiDiscount Fixed Rate Home Loan
Get peace of mind with a great fixed rate.
If you want a home loan with great pricing and some flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan is the loan for you.
6
.49P.A.*
1 year fixed
6
.21P.A.#
Comparison rate
Topline Home Loan
A home loan with great features like an offset account.
Get a loan that is yoga-flexible and chock full of features that let you manage your loan the way you want to and, most importantly, help you save money while achieving your goals.
6
.24P.A.*
Variable
6
.26P.A.#
Comparison rate
Ways to own your own home sooner
If owning your own home seems out of reach, all is not lost.
Whether you're a first home buyer, or you’ve been stuck on the rental treadmill or you’re simply struggling to put together a deposit to get a loan, there are schemes and programs you can access that can help you into your own home sooner.
Investment Loans
FlexiChoice Loan Fixed Rate
Get peace of mind with a great fixed rate.
FlexiChoice with a fixed rate is the perfect loan for you. Secure that investment property you've been eyeing off, with the certainty of knowing exactly how much your repayments will be.
6
.69P.A.*
1 year fixed
6
.40P.A.#
Comparison rate
FlexiChoice Loan Variable Rate
It's called FlexiChoice for a reason.
If you're after a residential investment loan with a great variable rate – then FlexiChoice was made for you! In the spirit of flexibility, there's even an interest only option!
6
.34P.A.*
Variable
6
.37P.A.#
Comparison rate
5 tips to show us you’d be a great borrower
Read more about 5 tips to show us you’d be a great borrower
Want to crunch some numbers?
Loan Repayments Calculator
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Extra Repayments Calculator
Loan Comparison Calculator
Extended Home Loan Term Option
Does owning your own home seem out of reach? If you’re struggling to be approved for a home loan over a 30 year term, our extended home loan term option could make the difference. We can assess your loan over a longer term, up to 40 years. It could make the difference to get into your own home.
Find out more
MyHome
MyHome is a Tasmanian Government initiative aimed at assisting eligible home buyers to build or purchase a home to live in. Under MyHome, an eligible home buyer’s home will be jointly purchased with the Director of Housing, enabling owner occupier home buyers to buy their own home sooner.
Use our online form to generate a Key Facts Sheet PDF which you can use to compare our home loans against a competitor's loans.
ResetThe small, small print:
Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.
*Interest rate for loans up to 80% of property value.
#The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.
Bank of us acknowledges and pays respect to the palawa - Tasmanian Aboriginal people - as the traditional owners of all the lands and waters. And we pay our respects to Elders past, present and emerging for they hold the knowledge, memories and culture of Aboriginal people in lutruwita/ Tasmania.
Bank of us is a trading name of B&E Ltd
ABN: 32 087 652 088
AFSL & Australian Credit Licence: 236870
BSB: 632 001
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