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Home Loans

FlexiDiscount Home Loan

An uncomplicated loan with a fixed rate? Yes please!

If you want a home loan with great pricing and some flexibility, but without the need for an offset account, then FlexiDiscount is the loan for you.

FlexiDiscount Home Loan Variable Rate

A home loan perfect for you!

If you want a home loan with great pricing and flexibility, but without the need for an offset account, then our FlexiDiscount Home Loan with a variable rate is perfect for you.

Topline Home Loan

Great rate ✔ Offset Account ✔ Fee-free banking ✔

Get a loan that is yogi-flexible and chock full of features that let you manage your loan the way you want to and, most importantly, help you save money.

FlexiDiscount First Home Loan Deposit Scheme

Bank of us is proud to have been selected to participate in the Australian Government's First Home Loan Deposit Scheme.

To apply for the scheme, make an appointment with a Bank of us Home Finance Specialist online, over the phone or by popping into your local Retail Store.

For property value up to 95%

Investment Loans

FlexiChoice Loan

Get peace of mind with a great fixed rate.

FlexiChoice with a fixed rate is the perfect loan for you. You can secure that investment property  you've been eyeing off and have the certainty of knowing exactly how much your repayments will be. 

FlexiChoice Loan

It's called FlexiChoice for a reason.

If you're after a residential investment loan with a great variable rate – then FlexiChoice was made for you! There's even an interest only option! 

Topline Loan

Get a loan that is yoga-flexible and with discounts that reward you.

Same great Topline Home Loan features but with the added extra of an Interest only option. Bam. What’s not to like?

Making sure you're covered

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Choose Bank of us product and estimated loan to valuation ratio (LVR):
based on your selection, your interest rate will be:
0.00p.a.

The small, small print:
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas.

The small, small print:

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.

*Interest rate for loans up to 80% of property value.

#The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.