Home Loan Repayments Calculator

Using a home loan calculator is a simple way to estimate your home loan repayments before you apply. By entering your loan amount, interest rate and loan term into our home loan repayment calculator, you can see what your mortgage repayments might look like on a weekly, fortnightly or monthly basis. It’s a helpful starting point for budgeting and understanding what feels manageable for you.

Our home loan repayment calculator estimates your home loan repayments based on the details you enter, such as the loan amount, interest rate and loan term. It lets you adjust different variables to see how they could affect your repayments, making it easier to explore different options. While it doesn’t replace personalised advice, it’s a practical tool to support your planning.

There are several ways to reduce the life of your loan and pay less interest overall. Making extra repayments, switching to weekly or fortnightly home loan repayments, or rounding up your repayment amount can all help you get ahead. Even small additional repayments made regularly can make a meaningful difference over time.

When interest rates change, your home loan repayments may increase or decrease. A rate rise generally means higher repayments, while a rate cut may lower them. You can use a home loan calculator or home loan repayment calculator to estimate how a rate change could affect you and plan ahead with confidence.