Personal Loans | Rates for new lending

Effective 01 June 2026

Secured - Car, Motorcycle, Boat, Caravan & Campervan
Featured:
6.99 %p.a. Variable | New vehicle (up to 2 years)
7.27%p.a. Comparison Rate#
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Loan Type Interest Rate Comparison Rate#
Variable | New vehicle (up to 2 years) 6.99% p.a. 7.27% p.a. #
Variable | Used vehicle (2 to 7 years) 8.99% p.a. 9.28% p.a. #
Variable | Used vehicle (7+ years) 10.99% p.a. 11.28% p.a. #
Unsecured
Featured:
10.99 %p.a. Variable | General Purpose Loan
11.28%p.a. Comparison Rate#
Loan Type Interest Rate Comparison Rate#
Variable | General Purpose Loan 10.99% p.a. 11.28% p.a. #
Secured by residential real estate
Featured:
6.29 %p.a. Variable | Secured Personal Loan
6.57%p.a. Comparison Rate#
Loan Type Interest Rate Comparison Rate#
Variable | Secured Personal Loan 6.29% p.a. 6.57% p.a. #
Savvy Switch Secured Green Personal Loan
Featured:
6.49 %p.a. Secured Variable
6.77%p.a. Comparison Rate
Loan Type Interest Rate Comparison Rate#
Secured Variable 6.49% p.a. 6.77% p.a.
Savvy Switch Unsecured Green Personal Loan
Featured:
7.49 %p.a. Unsecured Variable
7.77%p.a. Comparison Rate
Loan Type Interest Rate Comparison Rate#
Unsecured Variable 7.49% p.a. 7.77% p.a.
Personal Loan Reference Rate
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Loan Type Interest Rate Comparison Rate#
Personal Loan Variable 11.25%% p.a.

Visa Cards

Effective 01 Nov 2017

Visa Credit Card
Featured:
9.99 %p.a. Variable
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Interest Rate Type Interest Rate
Variable 9.99% p.a.
Variable, Purchases 9.99% p.a.
Variable, Cash Advances 9.99% p.a.
Variable, BPAY 9.99% p.a.