Personal Loans | Rates for new lending

Effective 22 June 2023

Secured - Car, Motorcycle, Boat, Caravan & Campervan

Featured:

6.99 %p.a. Variable | New vehicle (up to 2 years)

7.27%p.a. Comparison Rate^#

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Loan Type	Interest Rate	Comparison Rate#
Variable \| New vehicle (up to 2 years)	6.99% p.a.	7.27% p.a. ^#
Variable \| Used vehicle (2 to 7 years)	8.99% p.a.	9.28% p.a. ^#
Variable \| Used vehicle (7+ years)	10.99% p.a.	11.28% p.a. ^#

Unsecured

Featured:

10.99 %p.a. Variable | General Purpose Loan

11.28%p.a. Comparison Rate^#

Loan Type	Interest Rate	Comparison Rate#
Variable \| General Purpose Loan	10.99% p.a.	11.28% p.a. ^#

Secured by residential real estate

Featured:

6.29 %p.a. Variable | Secured Personal Loan

6.57%p.a. Comparison Rate^#

Loan Type	Interest Rate	Comparison Rate#
Variable \| Secured Personal Loan	6.29% p.a.	6.57% p.a. ^#

Personal Loan Reference Rate

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Loan Type	Interest Rate	Comparison Rate#
Personal Loan Variable	11.25% p.a.

Visa Cards

Effective 01 Nov 2017

Visa Credit Card

Featured:

9.99 %p.a. Variable

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Interest Rate Type	Interest Rate
Variable	9.99% p.a.
Variable, Purchases	9.99% p.a.
Variable, Cash Advances	9.99% p.a.
Variable, BPAY	9.99% p.a.

The small, small print

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application. The rates provided above are for new lending only and are subject to change.

^#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

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Bank of us acknowledges and pays respect to the palawa - Tasmanian Aboriginal people - as the traditional owners of all the lands and waters. And we pay our respects to Elders past, present and emerging for they hold the knowledge, memories and culture of Aboriginal people in lutruwita/ Tasmania.