WEB BANNER Calculator Loan Comparison

Home Loan Comparison Calculator FAQs

What does the home loan comparison calculator do?

Our home loan comparison calculator helps you compare different loan options side by side. By adjusting the loan amount, term and interest rate, you can see how repayments and total interest may change — making it easier to understand what could work best for you.

Are the results a guaranteed loan offer?

No. The results are a guide only and don’t represent a formal quote, approval or offer of credit. Your actual rate and repayments will depend on your personal circumstances and credit assessment.

What information do I need to use the calculator?

You’ll just need a few basic details, such as the loan amount, loan term and an interest rate. You can use indicative rates to explore different scenarios before applying.

Can I compare different loan types?

Yes. The calculator allows you to compare multiple loan options to see how changes in rates or terms may affect your repayments over time. It’s a simple way to explore your options before taking the next step.

How accurate are the repayment figures?

The figures are estimates based on the information you enter. While they’re designed to give you a helpful comparison, your final repayments may differ once fees, features and your personalised rate are taken into account.

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Disclaimer: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. Bank of us may not provide loans with the details indicated in the calculator. Lending criteria, terms and conditions apply.