Transaction & Savings accounts

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Everyday banking? It’s just like the name says...

This is your ‘I’ll have a flat white and a toastie, thanks’ account, or your ‘mobile phone direct debit’ account. It’s a low cost, super value everyday banking account and if you deposit more than $1000 into it a month (think your pay) then you’ll pay zero monthly account fee.

Apple and Google Pay

One for All

Open a One For All account and Bank of us will donate 1% of your average annual balance to your chosen community organisation.*

And as an added bonus you'll get a low cost banking account, that isn't tricky or complicated and comes with a super-awesome App.

And if you keep your account balance above $5,000 then you’ll pay no monthly account fee.

Apple and Google Pay

Stash 'n' Splash

What's not to love?

Open a Stash 'n' Splash savings account today, earn a higher interest rate & enjoy the flexibility of accessing your stash if you need to splash!

Save up

Whether you're saving for something special or saving just because... it's time to Save up!

You can park some dollars and have it at call. If you deposit a minimum amount of $50 during the month and can resist the urge to make any withdrawals, then we’ll pay you extra interest. Bonus!

Specialised Accounts

Pension Advantage

If you receive a pension, and need an everyday account, then this is the account for you.

Pension advantage delivers the ultimate in flexible banking, giving you the freedom to bank how and when you want and the ability to minimise or avoid transaction fees altogether.

Google and apply pay

Super Advantage

Take the complexity out of managing your SMSF with our cash hub account.

You get a competitive interest rate, plus it makes your super fund accounting, tax returns and end of year auditing so much easier.

Spring Load your savings

Get started with saving & budgeting

Icon Savings Plan Calculator

Savings Plan Calculator

Icon Budget Planner Calculator

Budget Planner

The small, small print:

Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Bank of us account, please read the Account & Access Facility Conditions of Use, Summary of Accounts, Availability of Access Facilities and Transaction Limits and our Schedule of Fees and Charges and decide if the account is right for you. *The financial contribution (donation) that Bank of us will make to your chosen recipient organisation is calculated at a rate of 1% of the average daily balance of the account over the full financial year. Bank of us reserves the right to change the rate at which the financial contribution is made at any time and without notification. Bank of us also reserves the right to withdraw the offer at any time.

Interest rates are subject to change without notice and should be verified with your local Bank of us retail store.