Business Accounts
Effective 01 Sept 2025
| Account Balance | Interest Rate |
|---|---|
| $1 - $4,999 | 0.00% p.a. |
| $5,000 - $19,999 | 0.00% p.a. |
| $20,000 - $49,999 | 0.00% p.a. |
| $50,000+ | 0.00% p.a. |
| Account Balance | Interest Rate |
|---|---|
| $1 - $4,999 | 0.00% p.a. |
| $5,000 - $49,999 | 0.65% p.a. |
| $50,000 - $499,999 | 0.85% p.a. |
| $500,000+ | 0.95% p.a. |
Business Loans & Overdraft Interest Rates
Effective 26 Aug 2025
| Loan Type | Fixed Rate (p.a.) | Variable Rate |
|---|---|---|
| Secured Small, Small Business Loan (Secured Asset ≤ 2yrs) | 6.99% | |
| Secured Small, Small Business Loan (Secured Asset: 2 to ≤ 7yrs) | 8.99% | |
| Partly Secured and Unsecured Business Loan | 11.99% | |
| Overdraft | Available on application |
| Loan Type | Fixed Rate (p.a.) | Variable Rate |
|---|---|---|
| Commercial Facility – Principal & Interest | Available on application | Available on application |
| Commercial Facility – Interest Only | n/a | Available on application |
| Business Overdraft | n/a | Available on application |
| Residentially secured Business Loan | n/a | Available on application |
| Loan Type | Interest Rate | Comparison Rate# |
|---|---|---|
| Commercial Facility Variable Rate | 9.31% p.a. |
