Home Loans | Rates for new lending

Effective 20 May 2024

FlexiDiscount Home Loan Rate Specials^
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR ≤80% - LVR ≤90%
Variable 6.29% p.a. 6.33% p.a. #
LVR >90%
Variable 6.99% p.a. 7.06% p.a. #
FlexiDiscount Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
1 year fixed 6.49% p.a. 6.20% p.a. #
2 years fixed 5.99% p.a. 6.14% p.a. #
3 years fixed 5.94% p.a. 6.11% p.a. #
4 years fixed 6.69% p.a. 6.37% p.a. #
5 years fixed 6.69% p.a. 6.41% p.a. #
LVR >80% ≤90%
Variable 6.44% p.a. 6.49% p.a. #
1 year fixed 6.59% p.a. 6.50% p.a. #
2 years fixed 6.19% p.a. 6.44% p.a. #
3 years fixed 6.14% p.a. 6.40% p.a. #
4 years fixed 6.79% p.a. 6.61% p.a. #
5 years fixed 6.79% p.a. 6.64% p.a. #
LVR >90%
Variable 7.14% p.a. 7.21% p.a. #
1 year fixed 6.69% p.a. 7.16% p.a. #
2 years fixed 6.59% p.a. 7.10% p.a. #
3 years fixed 6.64% p.a. 7.06% p.a. #
4 years fixed 6.89% p.a. 7.12% p.a. #
5 years fixed 6.89% p.a. 7.10% p.a. #
FlexiDiscount Fixed Rate
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiDiscount Home Guarantee Scheme+
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Loan Type Interest Rate Comparison Rate#
LVR >80% ≤90%
1 year fixed 6.59% p.a. 6.23% p.a. #
2 years fixed 6.19% p.a. 6.19% p.a. #
3 years fixed 6.14% p.a. 6.18% p.a. #
4 years fixed 6.79% p.a. 6.42% p.a. #
5 years fixed 6.79% p.a. 6.47% p.a. #
LVR >90%
Variable 6.14% p.a. 6.21% p.a. #
1 year fixed 6.69% p.a. 6.26% p.a. #
2 years fixed 6.59% p.a. 6.30% p.a. #
3 years fixed 6.64% p.a. 6.35% p.a. #
4 years fixed 6.89% p.a. 6.48% p.a. #
5 years fixed 6.89% p.a. 6.54% p.a. #
FlexiChoice MyHome Home Loan++
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Loan Type Interest Rate Comparison Rate#
LVR≤80%
1 year fixed 6.74% p.a. 7.06% p.a. #
2 years fixed 6.24% p.a. 6.95% p.a. #
3 years fixed 6.19% p.a. 6.88% p.a. #
Topline Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 6.74% p.a. 6.79% p.a. #
LVR >90%
Variable 7.34% p.a. 7.41% p.a. #
FlexiLine
Loan Type Interest Rate Comparison Rate#
LVR≤80%
Home Loan Reference Rate
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Loan Type Interest Rate
Home Loan Variable Rate 8.86% p.a.

Residential Investment Loans | Rates for new lending

Effective 12 Mar 2024

Topline Investment Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 6.94% p.a. 7.01% p.a. #
LVR >90%
Variable 7.44% p.a. 7.54% p.a. #
FlexiChoice Investment Loan
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiChoice Fixed Rate
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 6.34% p.a. 6.49% p.a. #
2 years fixed 6.39% p.a. 6.50% p.a. #
3 years fixed 6.29% p.a. 6.48% p.a. #
4 years fixed 6.89% p.a. 6.70% p.a. #
5 year fixed 6.89% p.a. 6.74% p.a. #
LVR >80% ≤90%
Variable 6.84% p.a. 7.02% p.a. #
1 year fixed 6.79% p.a. 7.01% p.a. #
2 years fixed 6.59% p.a. 6.96% p.a. #
3 years fixed 6.49% p.a. 6.91% p.a. #
4 years fixed 6.99% p.a. 7.07% p.a. #
5 years fixed 6.99% p.a. 7.08% p.a. #
LVR >90%
Variable 7.34% p.a. 7.54% p.a. #
1 year fixed 6.99% p.a. 7.50% p.a. #
2 years fixed 6.79% p.a. 7.42% p.a. #
3 years fixed 6.69% p.a. 7.34% p.a. #
4 years fixed 7.19% p.a. 7.48% p.a. #
5 years fixed 7.19% p.a. 7.47% p.a. #
Residential Investment Loan Reference Rate
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Loan Type Interest Rate
Residential Investment Loan Variable Rate 9.31% p.a.