Home Loans

Effective 01 Jul 2022

FlexiDiscount Fixed Rate
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiDiscount Home Guarantee Scheme+
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Loan Type Interest Rate Comparison Rate#
>80% ≤90%
Variable 2.99% p.a. 3.03% p.a. #
>90%
FlexiDiscount Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
1 year fixed 3.74% p.a. 2.85% p.a. #
2 years fixed 4.59% p.a. 3.08% p.a. #
3 years fixed 5.29% p.a. 3.42% p.a. #
LVR >80% ≤90%
Variable 2.99% p.a. 3.03% p.a. #
1 year fixed 3.74% p.a. 3.10% p.a. #
2 years fixed 4.59% p.a. 3.31% p.a. #
3 years fixed 5.29% p.a. 3.62% p.a. #
LVR >90%
Variable 3.49% p.a. 3.55% p.a. #
1 year fixed 3.74% p.a. 3.57% p.a. #
2 years fixed 4.59% p.a. 3.75% p.a. #
3 years fixed 5.29% p.a. 4.02% p.a. #
Topline Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 3.19% p.a. 3.23% p.a. #
LVR >90%
Variable 3.79% p.a. 3.85% p.a. #
FlexiChoice MyHome Home Loan+
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Loan Type Interest Rate Comparison Rate#
LVR≤80%
1 year fixed 3.99% p.a. 3.63% p.a. #
2 years fixed 4.84% p.a. 3.84% p.a. #
3 years fixed 5.54% p.a. 4.15% p.a. #
FlexiLine
Loan Type Interest Rate Comparison Rate#
LVR≤80%
Home Loan Reference Rate
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Loan Type Interest Rate Comparison Rate#
LVR≤80%
Home Loan Variable Rate 5.36% p.a. 5.50% p.a. #

Residential Investment Loans

Effective 01 Jul 2022

Topline Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 3.69% p.a. 3.75% p.a. #
LVR >90%
Variable 4.69% p.a. 4.89% p.a. #
FlexiChoice Variable Rate
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiChoice
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 2.89% p.a. 3.06% p.a. #
2 years fixed 4.99% p.a. 5.81% p.a. #
3 years fixed 5.59% p.a. 5.90% p.a. #
LVR >80% ≤90%
Variable 3.49% p.a. 3.67% p.a. #
1 year fixed 4.49% p.a. 5.85% p.a. #
2 years fixed 4.99% p.a. 5.83% p.a. #
3 years fixed 5.59% p.a. 5.92% p.a. #
LVR >90%
Variable 4.49% p.a. 4.69% p.a. #
1 year fixed 4.89% p.a. 5.91% p.a. #
2 years fixed 5.39% p.a. 5.93% p.a. #
3 years fixed 6.19% p.a. 6.12% p.a. #
Residential Investment Loan Reference Rate
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Loan Type Interest Rate Comparison Rate#
LVR≤80%
Residential Investment Loan Variable Rate 5.81% p.a. 5.85% p.a. #