Home Loans | Rates for new lending

Effective 21 Nov 2023

FlexiDiscount Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
1 year fixed 6.49% p.a. 6.25% p.a. #
2 years fixed 6.49% p.a. 6.27% p.a. #
3 years fixed 6.29% p.a. 6.24% p.a. #
4 years fixed 6.69% p.a. 6.40% p.a. #
5 years fixed 6.69% p.a. 6.44% p.a. #
LVR >80% ≤90%
Variable 6.54% p.a. 6.59% p.a. #
1 year fixed 6.59% p.a. 6.59% p.a. #
2 years fixed 6.59% p.a. 6.60% p.a. #
3 years fixed 6.39% p.a. 6.54% p.a. #
4 years fixed 6.79% p.a. 6.68% p.a. #
5 years fixed 6.79% p.a. 6.70% p.a. #
LVR >90%
Variable 7.24% p.a. 7.31% p.a. #
1 year fixed 6.69% p.a. 7.25% p.a. #
2 years fixed 6.69% p.a. 7.20% p.a. #
3 years fixed 6.49% p.a. 7.09% p.a. #
4 years fixed 6.89% p.a. 7.18% p.a. #
5 years fixed 6.89% p.a. 7.15% p.a. #
FlexiDiscount Fixed Rate
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiDiscount Home Guarantee Scheme+
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Loan Type Interest Rate Comparison Rate#
LVR >80% ≤90%
1 year fixed 6.59% p.a. 6.59% p.a. #
2 years fixed 6.59% p.a. 6.60% p.a. #
3 years fixed 6.39% p.a. 6.54% p.a. #
4 years fixed 6.79% p.a. 6.68% p.a. #
5 years fixed 6.79% p.a. 6.70% p.a. #
LVR >90%
Variable 7.24% p.a. 7.31% p.a. #
1 year fixed 6.69% p.a. 7.25% p.a. #
2 years fixed 6.69% p.a. 7.20% p.a. #
3 years fixed 6.49% p.a. 7.09% p.a. #
4 years fixed 6.89% p.a. 7.18% p.a. #
5 years fixed 6.89% p.a. 7.15% p.a. #
FlexiChoice MyHome Home Loan++
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Loan Type Interest Rate Comparison Rate#
LVR≤80%
1 year fixed 6.74% p.a. 7.06% p.a. #
2 years fixed 6.74% p.a. 7.05% p.a. #
3 years fixed 6.54% p.a. 6.98% p.a. #
Topline Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 6.84% p.a. 6.89% p.a. #
LVR >90%
Variable 7.44% p.a. 7.51% p.a. #
FlexiLine
Loan Type Interest Rate Comparison Rate#
LVR≤80%
Home Loan Reference Rate
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Loan Type Interest Rate
Home Loan Variable Rate 8.86% p.a.

Residential Investment Loans | Rates for new lending

Effective 21 Sept 2023

Topline Investment Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 6.99% p.a. 7.06% p.a. #
LVR >90%
Variable 7.54% p.a. 7.64% p.a. #
FlexiChoice Investment Loan
Loan Type Interest Rate Comparison Rate#
LVR ≤80%
FlexiChoice Fixed Rate
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 6.39% p.a. 6.54% p.a. #
2 years fixed 6.69% p.a. 6.60% p.a. #
3 years fixed 6.59% p.a. 6.60% p.a. #
4 years fixed 6.89% p.a. 6.73% p.a. #
5 year fixed 6.89% p.a. 6.76% p.a. #
LVR >80% ≤90%
Variable 6.89% p.a. 7.07% p.a. #
1 year fixed 6.79% p.a. 7.05% p.a. #
2 years fixed 6.79% p.a. 7.04% p.a. #
3 years fixed 6.69% p.a. 7.01% p.a. #
4 years fixed 6.99% p.a. 7.10% p.a. #
5 years fixed 6.99% p.a. 7.11% p.a. #
LVR >90%
Variable 7.44% p.a. 7.64% p.a. #
1 year fixed 6.99% p.a. 7.59% p.a. #
2 years fixed 6.89% p.a. 7.52% p.a. #
3 years fixed 6.79% p.a. 7.44% p.a. #
4 years fixed 7.19% p.a. 7.54% p.a. #
5 years fixed 7.19% p.a. 7.52% p.a. #
Residential Investment Loan Reference Rate
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Loan Type Interest Rate
Residential Investment Loan Variable Rate 9.31% p.a.