Home Loans

Effective 23 Nov 2020

FlexiDiscount Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 2.79% p.a. 2.81% p.a. #
1 year fixed 2.29% p.a. 2.77% p.a. #
2 years fixed 2.29% p.a. 2.73% p.a. #
3 years fixed 2.29% p.a. 2.69% p.a. #
LVR >80% ≤90%
Variable 2.89% p.a. 2.93% p.a. #
1 year fixed 2.29% p.a. 2.87% p.a. #
2 years fixed 2.29% p.a. 2.83% p.a. #
LVR >90%
Variable 3.69% p.a. 3.75% p.a. #
1 year fixed 2.99% p.a. 3.69% p.a. #
2 years fixed 3.09% p.a. 3.65% p.a. #
3 years fixed 3.09% p.a. 3.60% p.a. #
Topline Home Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable 3.29% p.a. 3.33% p.a. #
LVR >90%
Variable 3.99% p.a. 4.05% p.a. #
FlexiLine
Loan Type Interest Rate
Home Loan Reference Rate
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Loan Type Interest Rate Comparison Rate#
Variable 4.61% p.a. 4.75% p.a. #

Residential Investment Loans

Effective 23 Nov 2020

Topline Loan Rate Specials
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% ≤90%
Variable++ 3.63% p.a. 3.69% p.a. #
Topline Loan
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 3.93% p.a. 3.97% p.a. #
LVR >80% ≤90%
Variable 4.13% p.a. 4.19% p.a. #
LVR >90%
Variable 4.33% p.a. 4.41% p.a. #
FlexiChoice Rate Specials++
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
LVR >80% <90%
Variable 3.32% p.a. 3.50% p.a. #
LVR >90%
Variable 3.45% p.a. 3.65% p.a. #
FlexiChoice
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Loan Type Interest Rate Comparison Rate#
LVR ≤80%
Variable 5.06% p.a. 5.22% p.a. #
1 year fixed 2.99% p.a. 5.02% p.a. #
2 years fixed 2.99% p.a. 4.83% p.a. #
3 years fixed 2.99% p.a. 4.67% p.a. #
LVR >80% ≤90%
Variable 5.06% p.a. 5.24% p.a. #
1 year fixed 2.99% p.a. 5.04% p.a. #
2 years fixed 2.99% p.a. 4.85% p.a. #
LVR >90%
Variable 5.06% p.a. 5.26% p.a. #
1 year fixed 4.38% p.a. 5.19% p.a. #
2 years fixed 4.38% p.a. 5.13% p.a. #
3 years fixed 4.38% p.a. 5.07% p.a. #
FlexiLine Loan
Loan Type Interest Rate
Residential Investment Loan Reference Rate
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Loan Type Interest Rate Comparison Rate#
Variable 5.06% p.a. 5.24% p.a. #