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A great low rate


3.79% p.a^ Variable Rate

3.79% p.aComparison Rate

No Upfront or Ongoing Fees.
How unexpected.

Enquire Now!

At Bank of us, we don't have shareholders. Instead, we reinvest our profits to benefit our customers and the wider community. It means we can offer better products, services and more competitive rates, such as our low home loan rate of 3.79%.

So what's good about our FlexiDiscount home loan:

  • Competitive low interest rate^.
  • Take 1 month off repayments every year+
  • Bit short on cash and you're ahead on your loan repayments? Redraw your money for free.
  • Make additional repayments without penalty
  • Manage your loan the way you want to. Think weekly or fortnightly payment options*.
  • No upfront fees or ongoing fees!
  • Looking to fix a rate? Get in touch with us to talk about your options.
  • Get peace of mind with CGU Loan Protection Insurance.##

Make an AppointmentFind out moreSee our Great Rates

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The small, small print:

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application. Applications are subject to our standard assessment criteria.

+Subject to prior approval and confirming that your home loan is at least one full repayment in advance at that time.

*Subject to satisfying the minimum monthly repayment detailed inthe loan contract.

^Interest rate for loans up to 80% of property value. Bank of us reserves the right to withdraw or alter this offer at any time.

#Comparison rate calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Bank of us is a trading name of B&E Ltd ABN 32 087 652 088 AFSL and Australian Credit Licence 236870.

##Loan protection insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU insurance. Bank of us acts under its own Australian Financial Services Licence and under agreement with the issuer, CGU.