Boat Insurance

Our Boat Insurance, through our partner CGU, is an all-in-one cover. Depending on the type of boat insurance and your claims history, you can gain a no claims bonus of up to 30% off our standard premium.

It covers your personal property on board the vessel, and protects against theft, fire, malicious damage, stranding and capsizing, damage sustained while loading or unloading your boat, as well as collision with other vessels, jetties, submerged objects or motor vehicles.

Your vessel is also covered while in transit or idle in inland waters, within 200 nautical miles off the Australian coastline and in the event of voluntary rescue work, as well as during transportation for repairs.

Full salvage and recovery expenses are included over and above the sum insured.

Caravan Insurance

To relax and enjoy the use of your caravan, you need to know that it is adequately protected against the unexpected.

Our Caravan Insurance policy, through our partner CGU, covers you against theft, accidental loss or damage to the caravan, annexe and its contents, with new caravan replacement for caravans less than one year old. You'll even be rewarded with a 10% discount off your premium after one year of claims-free insurance. After a second claims-free year, you'll receive a 20% discount!

This insurance includes a $30 million liability cover. Coverage for burnt out motors (up to 10 years old) that form part of your caravan. Optional burglary/theft cover for contents while inside a rigid lockable annex and alternative accommodation expenses in the event that your caravan is unable to be used due to damage.

You can also choose the type of cover you need to suit your circumstances - whether you're touring Australia in your caravan, or it's on-site permanently.

CGU provides you with access to a range of value added customer services such as pay-by-the-fortnight premiums (at no additional cost) and a 24-hour Australia-wide Claims Hotline 13 24 80

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Our other insurance products

Home Insurance

Motor Insurance

Travel Insurance

Landlords Insurance

First Choice Home, Fundamentals Home, Motor Vehicle Insurance, Boat Insurance, Caravan Insurance, Travel Insurance, and Landlords Insurance are issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. In offering these products, Bank of us acts under its own AFSL & Australian Credit Licence 236870 and under an agreement with the insurer, CGU. This is general information only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). In arranging this insurance Bank of us acts as an intermediary for CGU, not as your agent. Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide (FSG). Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS) and Target Market Determinations, available by clicking on the relevant links in this paragraph.