Includes
Accidents
Cover for your caravan if it's damaged in an accident.
Fire, storm and flood
Cover for your caravan if it's damaged by fire, storm, flood or tsunami1.
Towing
CGU will cover the cost of towing your caravan to a repairer or a safe place if it can’t be used following a covered incident.
Theft and vandalism
Cover for your caravan if it's stolen, vandalised or accidentally damaged.
Caravan Contents
CGU covers items that are permanently kept in your caravan if they're damaged or stolen in an incident CGU covers (up to $1,000).
Emergency repairs
CGU pays for repairs you need to make after an incident CGU covers so that your caravan's safe to use or tow (up to $800).
New replacement
If your caravan's written off in its first two years, CGU tries to replace it with a similar new caravan.
Storage costs
If your caravan can't be used after a covered incident, CGU will pay for storage until it's repaired or your claim is settled, whichever comes first.
Food spoilage
Cover for spoiled food and prescription medicine up to $500 if a power outage causes your fridge to stop working.
Temporary accommodation
If your holiday caravan can't be used after a covered incident and you're more than 100kms from home, CGU pays for temporary accommodation (up to $1,000).
Liability cover
CGU covers your legal liability in certain situations if someone's injured or their property's damaged by your caravan (up to $20m)2.
Not included:
There are some things CGU doesn't cover:
Off-road use
Unless your caravan is designed for it, CGU doesn't cover damage from driving off-road.
Wear and tear
CGU doesn't cover normal wear and tear that happens as you use your caravan.
Optional benefits
Add these when you get a quote
No excess for glass damage
Add an option to avoid paying an excess when your windscreen, window glass or sunroof is the only thing damaged in a covered incident (let CGU know and CGU will arrange the repairs).
Lay up cover
By adding lay up cover you may reduce your premium (and the cover CGU provides) for an agreed time while you're not using your caravan.
Motor burnout
Add cover for electric motor burnout in things like fridges and air conditioning units, including parts and labour3.
FAQs
Caravan Insurance covers items that are permanently kept inside your caravan, like furniture, bedding and appliances. To cover items you take outside your caravan (like jewellery, phones and laptops), check out Home Contents Insurance.
CGU will cover your touring caravan during the lay up period if you've told CGU and CGU agrees to the use. You'll also need to pay any extra premium that applies.
We're here to help
Contacting CGU Claims
Our partner CGU is here for you anytime, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim. For more information on the claims process, visit CGU's claims website.
Claims Guarantee
CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the car.
Payment Options
Choose your cover and pay fortnightly, monthly or quarterly at no extra cost.
Things you should know:
1 CGU may not cover you for some severe weather events during an embargo period (which is usually when CGU knows a severe weather event is about to occur).
2 CGU covers your legal liability for death or bodily injury to someone else, or loss or damage to someone else's property for an incident we cover.
3 CGU can cover motors for up to 15 years after they were made.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from CGU Insurance.
Bank of us ABN 32 087 652 088, AFSL 236870 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from CGU website.
Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide.
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Bank of us acknowledges and pays respect to the palawa - Tasmanian Aboriginal people - as the traditional owners of all the lands and waters. And we pay our respects to Elders past, present and emerging for they hold the knowledge, memories and culture of Aboriginal people in lutruwita/ Tasmania.
Bank of us is a trading name of B&E Ltd
ABN: 32 087 652 088
AFSL & Australian Credit Licence: 236870
BSB: 632 001
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