Motorcycle Insurance

What's included

Collision or crash

Cover your motorcycle for loss or damage resulting from collisions or crashes.

Accidental damage

Cover your motorcycle for loss or damage caused by accidental damage.

Theft and vandalism

Cover for your motorcycle if it's stolen, vandalised or accidentally damaged.

Fire, storm, flood and earthquake

You’re covered if your trailer is damaged by fire, storm, flood or tsunami. 

 

New replacement

If your bike’s written off in its first two years, CGU tries to replace it with a similar new bike.

Liability cover 

CGU covers your legal liability in certain situations if someone's property's damaged by your motorcycle (up to $20M)1. 

Helmet replacement

If your helmet is damaged in a covered incident, we will pay for the cost to replace it. 

Optional Covers

Hire car up to $75 a day for up to 21 days

Add an option to hire a car after an incident CGU covers, up to $75 a day for up to 21 days.

Protective clothing

If your protective clothing is stolen from your motorcycle or damaged in an incident CGU covers, we will pay the cost to replace it.

We're here to help

Contacting CGU Claims

Our partner CGU is here for you anytime, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim. For more information on the claims process, visit CGU's claims website.

Claims Guarantee

CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the car.

Payment Options

Choose your cover and pay fortnightly, monthly or quarterly at no extra cost. 

Important Information

Product Disclosure Statement

View

Premium Excess & Discounts Guide

View

Target Market Determination

View

 

Things you should know: 

1.Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.

Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from CGU Insurance.

Partner ABN 32 087 652 088 AFSL 236870 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from CGU Insurance.

Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide.