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If you are looking to grow your wealth in a safe and secure environment, you won’t find a better place than Bank of us.

We’ve carefully tailored our investment accounts to suit different needs and objectives, and they all offer highly competitive interest rates.

2.60% (p.a.)
18 - 24 Months Interest On Maturity
Compare rates

Like to know more?

Ideally suited to investors with more than $5,000 to deposit and who wish to get a guaranteed return over a set period (term), our Term Investment Account is an ideal way to grow your wealth.

At the end of the term (on maturity), you’ll have full access to both the principal and the interest you’ve earned with the option to re-invest for a brand new term at the then current interest rate.

What we can offer you:

  • Terms from 1 to 24 months.
  • Competitive interest rates (tiered).
  • Interest calculated on daily balance.
  • Account information available 24/7 by internet, mobile and telephone banking.
  • Renewal notices sent to you 10 - 14 days prior to the end of the term.
  • Existing Bank of us customers can open a Term Investment account online* through internet banking by clicking the 'Accounts' tab.

Special conditions

Additional deposits and withdrawals can only be made on maturity. Please note: We don’t normally permit any withdrawals during the term of your investment. However, let us know about any special circumstances – and we’ll give consideration to an early withdrawal. Any such withdrawal will attract a reduced interest rate.


The small, small print:

Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Bank of us account, please read the Account & Access Facility Conditions of Use and our Schedule of Fees and Charges and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Bank of us branch.

* To open a term deposit online, you must be a current customer of Bank of us; be 16 years of age or older; be signed up for Bank of us internet banking; and open the account in your individual name or as a joint account holder with another customer (individual). Accounts cannot be opened in names other than those of an individual(s).

We are ready to help. Call us for a chat today!

Standard interest rates

Effective 20 November 2018

Account Type$5,000 - $24,999$25,000 - $99,999$100,000 - $200,000
1 Month1.30% 1.40% 1.50%
2 Months1.30% 1.40% 1.50%
3 Months1.55% 1.65% 1.75%
4 Months2.30% 2.40% 2.50%
5 Months1.55% 1.65% 1.75%
6 Months2.00% 2.10% 2.20%
7 Months2.35% 2.45% 2.55%
8 Months1.55% 1.65% 1.75%
9 Months2.40% 2.50% 2.60%
10-11 Months1.55% 1.65% 1.75%
12 - 17 Months Interest Half Yearly2.45% 2.55% 2.65%
12 - 17 Months Interest On Maturity2.50% 2.60% 2.70%
18 - 24 Months Interest Half Yearly2.50% 2.60% 2.70%