Changes to interest rates

We're making changes to our lending interest rates effective 19 November 2026. 

Variable interest rates for home, residential-investment and commercial loans will increase by 25 basis points (0.25%p.a.) for existing borrowers.

This change follows the RBA’s decision to increase the cash rate at its meeting on 3 November 2026.

As interest rates change, we consider a range of factors to make sure Bank of us remains strong and sustainable for the long term.

We also know cost of living is an ongoing issue for customers. If you’re finding it hard to manage your home loan repayments, get in touch with us early so we can help you get back on track.

We'll be reviewing our deposit and savings account interest rates and we’ll provide an update once we have news to share. 

If you have any questions, please call us, Monday to Friday 8:30am - 5:00pm on 1300 306 716.