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We do personal loans. If you're in the market for a new car, planning an overseas trip, thinking about getting hitched or for any other worthwhile cause, we can help you out. Get in touch and we'll tell you how.

With low interest rates, fast approval and super-flexible repayment options, it doesn't get much better than that.

9.99% (p.a.)
General Purpose Loan
10.28%# (p.a.)
Comparison rate
Compare rates

Like to know more?

So what's good about a Bank of us personal loan?

  • Unsecured loan amount of up to $30,000 (minimum $3,000).
  • Minimum loan period of 6 months and maximum of 10 years.
  • Competitive low interest rates.
  • You can manage your loan the way you want to. Think weekly, fortnightly or monthly repayments.*
  • Go ahead and pay a lump sum off or a little bit more than your scheduled payments without penalty.
  • And if you're ahead on you your repayments, redraw your money for free using Internet Banking.
  • A one-off application fee and no ongoing monthly fees.
  • Get peace of mind with CGU Loan Protection Insurance.+

Note - If you have an existing Bank of us Home Loan you may prefer our Personal Loan secured by residential property which has a lower interest rate.


The small, small print:

Bank of us lending criteria, terms and conditions including fees and charges apply. Full details are available on application.

* Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.

+ Loan protection insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU insurance. Bank of us acts under its own Australian Financial Services Licence and under agreement with the issuer, CGU.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

Choose the personal loan that is right for you Compare products

Standard interest rates

Effective 1 November 2017

Account TypeVariable Rate (p.a.)Comparison Rate (p.a.)#

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