Key features and benefits

Our Super Advantage account provides you with a practical hub account to enable you to easily manage your SMSF all while providing a competitive interest rate for the funds that are held in the account and with a great range of access options...

  • Retail stores and Contact Centre access
  • Internet Banking
  • SmartBanking App
  • BPAY payments
  • OSKO payments
  • Direct debits and credits
  • Periodical payments


  • No minimum deposit
  • Funds available at call
  • Unlimited electronic transactions via Internet Banking and our SmartBanking App

Transaction fees that may apply

A $20.00 Assisted withdrawal fee if you make any withdrawals or transfers via a Bank of us store or our Contact Centre. 

Other fees may apply to the use of the Super Advantage account in certain circumstances. For full detail of the fees that may apply, please refer to the Fees and Charges Schedule. 

Credit interest

The current interest rate for our Super Advantage account is set out below: 

Super Advantage (Interest paid monthly)
Interest rate
Balance: $1.00+1.50%

Interest is calculated daily based on the account balance and credited to the account at the end of each month.

Want to see more account interest rates? 

I'm interested in a Super Advantage account!

Other options or things to consider

You might have self-managed funds that you want to maximise your return on. If that is the case then one of our at-call savings accounts e.g. Stash 'n' Splash,  might suit you, or if you don't require your funds to be at call for a period of time, a Term Deposit, might be a great option for you. 

Term Deposit

Please note this information does not take into account your personal circumstances and is general advice only and is not intended to address all the terms and conditions that may be relevant to the use of an account. Before opening any Bank of us account, please read the Account & Access Facility Conditions of UseSummary of Accounts, Availability of Access Facilities and Transaction Limits and our Schedule of Fees and Charges and decide if the account is right for you.

Interest rates are subject to change without notice and should can be verified at