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If you have a Bank of us Home Loan, we can give you an even better deal to help achieve any of your dreams.

Our personal loan secured by residential property is reserved for current Bank of us home loan customers who need some extra funds for a different purpose, which could be a car, home extension or a holiday. 

5.22% (p.a.)
Secured Personal Loan
5.50%# (p.a.)
Comparison rate
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What we can offer you

  • Secured loan amount of up to $100,000+ (minimum $3,000).
  • Minimum loan period of 6 months and a maximum of 10 years.
  • Flexible repayment options, with the choice of paying weekly, fortnightly or monthly.++
  • The option to pay more than the minimum scheduled repayment or make lump sum payments without penalty.
  • A one-off application fee and no ongoing monthly fees.
  • And if you're ahead on you your repayments, redraw your money for free.
  • The option to protect your loan in the event of unforseen circumstances with CGU Loan Protection Insurance.^
The small, small print:

Terms and conditions apply. Full details including fees and charges and information on our personal loan interest rates are available on application.

++ Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.

+ Available only to Bank of us home loan customers. Maximum total loan exposure is limited to 90% of valuation of residential real estate security.

^ Loan protection insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU insurance. Bank of us acts under its own Australian Financial Services Licence and under agreement with the issuer, CGU.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.

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Standard interest rates

Effective 1 November 2017

Account TypeVariable Rate (p.a.)Comparison Rate (p.a.)#

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