Car Insurance

Explore our Car insurance options 

Comprehensive Plus Car Insurance

Comprehensive Plus

 The top-tier insurance policy CGU offers.

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Comprehensive Car Insurance

Comprehensive

Coverage for a range of insured events, including damage from fire, theft, weather & collisions.

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Comprehensive Basics Car Insurance

Comprehensive Basics

 An entry-level policy that provides essential coverage.

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Third Party Property Damage

Third Party Property Damage

 Covers the cost of damage you cause to other people's vehicles or property. 

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Third Party Fire and Theft

Third Party, Fire & Theft

 Helps cover costs if your car is stolen, catches fire, or is damaged by an uninsured driver.

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Product Comparison

This table compares the cover CGU provide under the types of insurance and levels of cover they offer. The amount and extent of cover, including additional benefits and optional benefits, may also vary depending on the cover selected. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement

Cover Comprehensive Plus Insurance Comprehensive Comprehensive Basics Third Party Fire and Theft Third Party Property Damage
Cover for loss or damage to Your Vehicle For Accidental Damage For Accidental Damage For Accidental Damage For fire. theft or attempted theft Up to $10,000 only
Partner Repairer
Cover for liability
Additional Benefits
Baby capsules and child seats
Emergency repairs
Emergency transport and accommodation
Fire extinguisher replacement
Hire vehicle or alternative transport after theft not at fault incident
Hire vehicle or alternative transport after theft
Incorrect fuel
Legal representation at coronial inquiry
Lifetime repair guarantee (on authorised repairs)
Methamphetamine contamination
New vehicle replacement
Personal items
Replacement of keys and locks
Taxi fare
Temporary cover for replacement vehicle
Tools of trade
Towing
Trailer or caravan attached to Your Vehicle
Uninsured motorist damage Covered under 'Loss or damage to Your Vehicle' Covered under 'Loss or damage to Your Vehicle' Covered under 'Loss or damage to Your Vehicle' up to the Market Value of Your Vehicle to a maximum of $5,000 only up to the Market Value of Your Vehicle to a maximum of $5,000 only
Vehicle pick-up and return
Vehicle storage costs
Optional benefits
Excess free glass extension Automatically included Optional
Hire vehicle or alternative transport after incident Automatically included Optional
Any repairer option Optional Optional

We're here to help

Contacting CGU Claims

Our partner CGU is here for you any time, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim. For more information on the claims process, visit CGU's claims website.

Claims Guarantee

CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the car.

Payment Options

Choose your cover and pay fortnightly, monthly or quarterly at no extra cost.

Important Information

Product Disclosure Statement 

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Premium Excess & Discounts Guide

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Target Market Determination 

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Bank of us ABN 32 087 652 088, AFSL 236870 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from CGU Insurance.

Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide