-->

Home Insurance

Make sure that you have the right cover for your home and contents.

A house is a big investment. Our insurance cover, through CGU, gives you reassurance that your home and contents are fully protected.

Unsure about how much you should insure your property for?  Use our handy online calculators.

We offer three levels of Home & Contents Insurance giving you the freedom to choose the best cover to suit your needs.

Levels of cover

Accidental Damage Home Insurance

Comprehensive insurance which covers everything that Listed Events does, plus cover for any accidental loss or damage to your contents, with even higher coverage limits for valuables.

Listed Events Home Insurance

Cover for a defined range of events including fire or explosion, theft or attempted theft, lightning, earthquake, storm, rainwater or wind damage, and even a vehicle running into your home.

Fundamentals Home Insurance

Cover for a defined range of events including fire, burglary and storm damage.

New-for-old cover

Our contents insurance features new for old replacement, so we will repair, replace or pay you the cost to repair or replace the item. Your contents items will not be depreciated, regardless of age, when you make the claim.

Additional cover for valuables

This additional cover will allow you to relax, knowing your precious valuables, including jewellery and cameras, are covered.

CGU provides you with access to a range of value added customer services such as pay-by-the-fortnight premiums (at no additional cost) and a 24-hour Australia-wide Claims Hotline 13 24 80

Key Fact Sheets

These key fact sheets are designed to help you easily compare CGU’s Home Building and Home Contents Policies with those of other insurance providers.

Building     PDF    
Contents   PDF   

Our insurance partner, CGU was named the 2018 General Insurer of the Year!

insureroftheyear2018.54f145caad0ae42cf67060390bb32257.png#asset:1134

Get a Quote

An online quote takes less than 5 minutes to complete.

Our other insurance products

Motor Insurance

Travel Insurance

Landlords Insurance

Boat & Caravan Insurance

Business Insurance

The small, small print:

First Choice Home, Fundamentals Home, Motor Vehicle Insurance, Boat Insurance, Caravan Insurance, Travel Insurance, and Landlords Insurance are issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. In offering these products, Bank of us acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU.

This is general information only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). In arranging this insurance Bank of us acts as an intermediary for CGU, not as your agent. Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide (FSG). Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), which is available by clicking on the link for the insurance above, from any Bank of us Retail Store or by calling 1300 306 716.