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A home loan that is chock-full of features giving you yoga-flexibility to manage your home loan the way you want to and, most importantly, save you money.

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Make an appointment 1300 306 716 Calculate Repayments

So what's good about Topline:

  • Make additional repayments without penalty.*
  • Bit short on cash? Redraw your money for free.
  • Take 1 month off repayments every year,+ when you neeed it most.
  • Manage your loan the way you want to. Think monthly, fortnightly or weekly payments.++
  • Or pay less interest with a 100% offset account.
  • Maybe you'd like fee-free everyday banking? Open a Go to account to help you manage your loan.
  • No monthly service fee.
  • Get peace of mind with CGU Loan Protection Insurance.^

Topline Residential Investment Loan

You can choose from Interest Only for up to 5 years and an everyday transaction account to help manage your Investment Loan.

The small, small print:

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.

* The standard discharge fee applies to all home loan types.

+ Subject to prior approval and confirming that your home loan is at least one full repayment in advance at that time.

++ Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.

^Loan protection insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU insurance. Bank of us acts under its own Australian Financial Services Licence and under agreement with the issuer, CGU.

We are ready to help. Call us for a chat today!

Topline Residential Investment Loan:

Available with the option of Interest Only for up to 5 years and an everyday transaction account to help manage your Investment Loan with ease - Resi Invest Advantage.

(please note: Loan Saver not available).

 

Standard interest rates

Effective 1 November 2017

Loan TypeFixed Rate (p.a.)Variable Rate (p.a.)Comparison Rate (p.a.)#
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

>80% ≤90%
-4.19%4.21%
LVR

Loan to Valuation Ratio (LVR)

This is the ratio between the amount borrowed to purchase a property and the valuation of the property. For example, if you are purchasing a property valued at $300,000 and have a $60,000 deposit, the amount you would need to borrow is $240,000, equating to an LVR of 80%.

 >90%
-4.29%4.33%

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