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Target Market Determinations

We are required under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019 to have Target Market Determinations for all our products.


What is a Target Market Determination? 

A Target Market Determination (TMD) provides consumers, distributors, and our representatives with information about:

  • who the product has been designed for;
  • how the product is distributed; and
  • when the document will be reviewed.

As a customer owned bank, we follow the Customer Owned Banking Code of Practice and we are committed to delivering on our promise to always put customers first.


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