Following the RBA decision to decrease the official cash rate, we’ll be reviewing our interest rates. Read more

Following the RBA decision to decrease the official cash rate, we’ll be reviewing our interest rates. Read more

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Target Market Determinations

We are required under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019 to have Target Market Determinations for all our products.


What is a Target Market Determination? 

A Target Market Determination (TMD) provides consumers, distributors, and our representatives with information about:

  • who the product has been designed for;
  • how the product is distributed; and
  • when the document will be reviewed.

As a customer owned bank, we follow the Customer Owned Banking Code of Practice and we are committed to delivering on our promise to always put customers first.


Home Loans

  • FlexiDiscount Variable Rate Home Loan - Residential PDF
  • FlexiDiscount Variable Rate Home Loan - Residential (Extended Loan Term) PDF
  • FlexiDiscount Fixed Rate Home Loan - Residential PDF
  • FlexiDiscount Fixed Rate Home Loan - Residential (Extended Loan Term) PDF
  • Flexiline Variable Rate Home Loan - Residential PDF
  • Topline Variable Rate Home Loan - Residential PDF
  • Topline Variable Rate Home Loan - Residential (Extended Loan Term) PDF
  • MyHome FlexiChoice Variable Rate Home Loan – Residential PDF
  • MyHome FlexiChoice Fixed Rate Home Loan – Residential PDF
  • FlexiChoice Variable Rate - Investment Loan PDF
  • FlexiChoice Fixed Rate - Investment Loan PDF
  • Topline Variable Rate - Investment Loan PDF
  • Home Guarantee Scheme FlexiDiscount Variable Rate Home Loan – Residential PDF

Personal Loans

  • Unsecured Variable Rate Personal Loan PDF
  • Secured Variable Rate Personal Loan - Vehicle Security PDF
  • Secured Variable Rate Personal Loan - Residential Security PDF

Credit Card

  • Visa Credit Card - Low Fee, Low Rate PDF

Banking Accounts

  • Go to - Everyday Account PDF
  • Go to with offset - Everyday Banking Account PDF
  • Pension Advantage - Everyday Account PDF
  • Super Advantage PDF
  • One For All (personal) - Everyday Banking PDF
  • Save Up - Savings Account PDF
  • Stash n Splash - Savings Account PDF
  • Spring Load - Savings Account PDF

Term Deposits

  • Term Investments - Term Deposits PDF
  • Regular Income Investments - Term Deposits PDF

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Bank of us acknowledges and pays respect to the palawa - Tasmanian Aboriginal people - as the traditional owners of all the lands and waters. And we pay our respects to Elders past, present and emerging for they hold the knowledge, memories and culture of Aboriginal people in lutruwita/ Tasmania.

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Bank of us is a trading name of B&E Ltd

ABN: 32 087 652 088

AFSL & Australian Credit Licence: 236870

BSB: 632 001

Website by Walker Designs

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To make it speedier, have the following information handy:

  • The contact details for your current employer
  • Any financial details for your current commitments such as a mortgage, credit cards, or personal loans.

If you're not a Bank of us customer, we'll need to make sure you are who you say you are, which can be done at one of our Retail Stores.

Identification: Under the Anti-Money Laundering and Counter Terrorism Financing Act 2006, we require specific forms of identification in order to open your account. Bank of us is required to verify your full name, residential address and/or date of birth.

Unfortunately we can't offer this product to new customers who are not existing Tasmanian residents.

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