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It doesn’t take long for the truth to hit home: bills don’t stop arriving when you stop working. It’s what inspired us to develop the Bank of us Regular Income Investment Account.

You’ll find it’s a great way to make the most of your retirement income.

2.25% (p.a.)
24 Months
Compare rates

Like to know more?

All you need is $5,000 or more, and be ready to invest it for a fixed term of one or two years. You'll then start receiving interest payments every month, credited directly to your nominated Bank of us everyday account, or re-invested, your choice.

What we can offer you:

  • Option of either a 12 or 24 month term.
  • Competitive interest rates.
  • Interest calculated on daily balance and paid monthly.
  • Account information available 24/7 by internet, mobile and telephone banking.
  • Renewal notices sent to you 10 - 14 days prior to the end of the term.
  • Existing Bank of us clients can open a Term Investment account online* through internet banking by clicking the 'Accounts' tab.

Special conditions

Minimum deposit of $5,000 required and a minimum account balance of $1,000 must be maintained. Additional deposits can be made at any time (minimum $1,000). Withdrawals permitted only on maturity.

Please note: We don’t normally permit any withdrawals during the term of your investment. However, let us know about any special circumstances – and we’ll give consideration to an early withdrawal. Any such withdrawal will attract a reduced interest rate.

Additional rewards

At Bank of us we think that a good investment deserves to be rewarded with fee-free everyday banking.

So as long as you keep a balance of $10,000 or more in investments or savings with us, your everyday banking will be completely fee-free with our Go to account. It's that simple.

You can open an everyday account online or in-branch today.

The small, small print:

Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Bank of us account, please read the Account & Access Facility Conditions of Use and our Schedule of Fees and Charges and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Bank of us branch.

* To open a term deposit online, you must be a current client of Bank of us; be 16 years of age or older; be signed up for Bank of us internet banking; and open the account in your individual name or as a joint account holder with another client (individual). Accounts cannot be opened in names other than those of an

We are ready to help. Call us for a chat today!

Standard interest rates

Effective 13 July 2018

Account TypeInterest Rate Per Annum
12 Months2.20% 2.30%