Enhance your VISA debit and credit card security with the power of PIN
Did you know that you can authorise your VISA debit and credit card transactions with a PIN (personal identification number) rather than a signature?
Not only is using a PIN a faster way to pay (and gets you through the checkout faster), it is also more secure. After all, it's a lot harder to crack a PIN than it is to forge a signature.
In recognition of this, the Australian payments card industry has developed the PINwise Initiative to encourage the use of PIN instead of signature. As a result, from 1 August 2014, signatures will no longer be accepted when making purchases in Australia.
Forgot or lost your PIN? Simply call our Client Services team on 1300 306 716.
A PIN is more secure than a signature. A four digit PIN combination can have thousands of possible combinations, making it more secure than signing. Signatures can be forged and sales people don’t always verify signatures when processing transactions at the checkout.
Yes. Many countries now have security chip technology and require a PIN instead of a signature to authorise transactions on credit and debit cards. Without a PIN, a merchant may decline your transaction. If you have forgotten, or do not currently have a PIN, contact us at least 7 days prior to departure.
For tips on protecting your PIN from prying eyes read more...