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Personal Loans

PERSONAL LOANS (SECURED - Car, Motorcycle, Boat, Caravan & Campervan)
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Effective 1 November 2017

ProductLoan TypeVariable Rate (p.a.)Comparison Rate (p.a.)#
PERSONAL LOANS (SECURED - Car, Motorcycle, Boat, Caravan & Campervan)
Used vehicle (2 to 7 years) 7.99%8.27%
Used vehicle (7+ years)9.99%10.28%
PERSONAL LOANS (UNSECURED)
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Effective 1 November 2017

ProductLoan TypeVariable Rate (p.a.)Comparison Rate (p.a.)#
PERSONAL LOANS (UNSECURED)
PERSONAL LOANS (SECURED BY RESIDENTIAL REAL ESTATE*)
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Effective 1 November 2017

ProductLoan TypeVariable Rate (p.a.)Comparison Rate (p.a.)#
PERSONAL LOANS (SECURED BY RESIDENTIAL REAL ESTATE*)

Credit Cards

Credit Cards
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Effective 1 November 2017

Product

Credit Cards

ProductLoan TypeVariable Rate (p.a.)
Credit Cards
Cash Advances9.99%

The small, small print:

Terms and conditions including fees and charges apply. Full details are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to Bank of us credit assessment criteria.

*Available to Bank of us home loan customers.

#The comparison rates are calculated on the basis of a loan of $30,000 over a term of 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate, but may influence the cost of the loan.