Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# | |
---|---|---|---|---|

LVR ≤80% | Variable LVR ≤80% | - Fixed Rate (p.a.) | 3.79% Variable Rate (p.a.) | 3.79% Comparison Rate (p.a.)# |

1 year fixed LVR ≤80% | 4.09% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 3.82% Comparison Rate (p.a.)# | |

2 years fixed LVR ≤80% | 3.79% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 3.79% Comparison Rate (p.a.)# | |

3 years fixed LVR ≤80% | 4.19% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 3.89% Comparison Rate (p.a.)# | |

LVR >80% ≤90% | Variable LVR >80% ≤90% | - Fixed Rate (p.a.) | 4.09% Variable Rate (p.a.) | 4.11% Comparison Rate (p.a.)# |

1 year fixed LVR >80% ≤90% | 4.59% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.15% Comparison Rate (p.a.)# | |

2 years fixed LVR >80% ≤90% | 4.49% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.18% Comparison Rate (p.a.)# | |

3 years fixed LVR >80% ≤90% | 4.69% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.26% Comparison Rate (p.a.)# | |

LVR >90% | Variable LVR >90% | - Fixed Rate (p.a.) | 4.39% Variable Rate (p.a.) | 4.43% Comparison Rate (p.a.)# |

1 year fixed LVR >90% | 4.69% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.27% Comparison Rate (p.a.)# | |

2 years fixed LVR >90% | 4.59% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.30% Comparison Rate (p.a.)# | |

3 years fixed LVR >90% | 4.79% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 4.38% Comparison Rate (p.a.)# |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# |
---|---|---|---|

LVR ≤80% | - Fixed Rate (p.a.) | 4.09% Variable Rate (p.a.) | 4.11% Comparison Rate (p.a.)# |

LVR >80% ≤90% | - Fixed Rate (p.a.) | 4.19% Variable Rate (p.a.) | 4.21% Comparison Rate (p.a.)# |

LVR >90% | - Fixed Rate (p.a.) | 4.49% Variable Rate (p.a.) | 4.53% Comparison Rate (p.a.)# |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# |
---|---|---|---|

Variable | - Fixed Rate (p.a.) | 5.22% Variable Rate (p.a.) | - Comparison Rate (p.a.)# |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# |
---|---|---|---|

LVR ≤80% | - Fixed Rate (p.a.) | 4.19% Variable Rate (p.a.) | 4.23% Comparison Rate (p.a.)# |

LVR >80% ≤90% | - Fixed Rate (p.a.) | 4.39% Variable Rate (p.a.) | 4.43% Comparison Rate (p.a.)# |

LVR >90% | - Fixed Rate (p.a.) | 4.59% Variable Rate (p.a.) | 5.17% Comparison Rate (p.a.)# |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# | |
---|---|---|---|---|

LVR ≤80% | Variable LVR ≤80% | - Fixed Rate (p.a.) | 5.52% Variable Rate (p.a.) | 5.67% Comparison Rate (p.a.)# |

1 year fixed LVR ≤80% | 4.29% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.55% Comparison Rate (p.a.)# | |

2 years fixed LVR ≤80% | 4.19% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.42% Comparison Rate (p.a.)# | |

3 years fixed LVR ≤80% | 4.39% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.36% Comparison Rate (p.a.)# | |

LVR >80% ≤90% | Variable LVR >80% ≤90% | - Fixed Rate (p.a.) | 5.52% Variable Rate (p.a.) | 5.67% Comparison Rate (p.a.)# |

1 year fixed LVR >80% ≤90% | 4.79% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.60% Comparison Rate (p.a.)# | |

2 years fixed LVR >80% ≤90% | 4.69% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.51% Comparison Rate (p.a.)# | |

3 years fixed LVR >80% ≤90% | 4.89% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.50% Comparison Rate (p.a.)# | |

LVR >90% | Variable LVR >90% | - Fixed Rate (p.a.) | 5.52% Variable Rate (p.a.) | 5.71% Comparison Rate (p.a.)# |

1 year fixed LVR >90% | 4.89% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.69% Comparison Rate (p.a.)# | |

2 years fixed LVR >90% | 4.79% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.65% Comparison Rate (p.a.)# | |

3 years fixed LVR >90% | 4.99% Fixed Rate (p.a.) | - Variable Rate (p.a.) | 5.67% Comparison Rate (p.a.)# |

Loan Type | Fixed Rate (p.a.) | Variable Rate (p.a.) | Comparison Rate (p.a.)# |
---|---|---|---|

Variable | - Fixed Rate (p.a.) | 5.52% Variable Rate (p.a.) | - Comparison Rate (p.a.)# |

Terms and conditions including fees and charges apply. Full details are available on application. Interest rates are subject to change without notice and should be verified with your local branch.

Applications are subject to Bank of us credit assessment criteria.

** ^{#}**The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.

**WARNING:** These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.

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