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Buying property is one of the biggest commitments you’ll ever make. So when it comes to choosing a loan, it’s important to do your research and seek the best information.
At Bank of us, we can help you do just that - whether you’re buying a home, a residential investment property, vacant land or refinancing your existing home loan.
Our highly experienced lending specialists can offer suggestions on how much you need, how much you can afford and how often to make your repayments.
Right now, this is a great place to start. Here you'll find information for whatever stage you are in of the home buying cycle, an overview of our four flexible and affordable home loans and a handy comparison table, along with other helpful hints.
But first, some fundamental questions to ask yourself:
As a guide, we recommend that you aim for a deposit of about 20% of the purchase price of the home you would like to buy.
How much you can borrow depends on your circumstances. Use our handy online borrowing power calculator to get an indication of how much you may be able to borrow.
Our online loan repayment calculator can provide you with an indication of how much your loan repayments will be based on the amount of money you would like to borrow.
For information specific to your current financial position, make an appointment with a Bank of us lending specialist. Call 1300 306 716 or visit your local branch.