If you're looking for a home loan with great pricing and some flexibility, but without the need for an offset account, FlexiDiscount is the loan for you.
Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application.
+ Subject to prior approval and confirming that your home loan is at least one full repayment in advance at that time.
* A Break Cost Fee may apply to fixed rate loans discharged in full or converted during a fixed rate period. The standard discharge fee applies to all home loan types.
++ Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.
^Loan protection insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU insurance. Bank of us acts under its own Australian Financial Services Licence and under agreement with the issuer, CGU.
#The comparison rates are calculated on the basis of a secured loan of $150,000 over a term of 25 years.
WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers or loan offset accounts, are not included in the comparison rate, but may influence the cost of the loan.
|Loan Type||Fixed Rate (p.a.)||Variable Rate (p.a.)||Comparison Rate (p.a.)#|
|Variable LVR ≤80%||-||3.79%||3.79%|
|1 year fixed LVR ≤80%||4.09%||-||3.82%|
|2 years fixed LVR ≤80%||3.79%||-||3.79%|
|3 years fixed LVR ≤80%||4.19%||-||3.89%|
|Variable LVR >80% ≤90%||-||4.09%||4.11%|
|1 year fixed LVR >80% ≤90%||4.59%||-||4.15%|
|2 years fixed LVR >80% ≤90%||4.49%||-||4.18%|
|3 years fixed LVR >80% ≤90%||4.69%||-||4.26%|
|Variable LVR >90%||-||4.19%||4.23%|
|1 year fixed LVR >90%||4.69%||-||4.27%|
|2 years fixed LVR >90%||4.59%||-||4.30%|
|3 years fixed LVR >90%||4.79%||-||4.38%|