Top of the list, is having the right level of home insurance to cover a everything ... we're thinking fire, theft, lightning, earthquake, storm, rainwater or wind damage (and any other extreme weather event possible!!). Not all insurance policies are alike, so check that you're getting the cover you need the most.
If you've got a home loan (like most of us), you'll also going to need the right level of home insurance to meet the terms and conditions of your loan (that's your contract). If you don’t have enough cover you may be in breach of your contract and nobody wants that. Your home loan provider may even request evidence of your home insurance (known as a Certificate of Currency) at any time.
At Bank of us, we don't ask to see your Certificate of Currency every year but we still may ask to see it, from time to time, to make sure you're fully covered.
If you don't know how much you should insure your home for, you can get an estimate of its value using our handy online Building Calculator. And, we can even set you up with a great value insurance product through our insurance partner, CGU Insurance. If you'd like us to organise a quote for you, we can do that too. No obligation!! We just want to make sure you're all good with your insurances. Give us a call on 1300 306 716 or jump onto our website for more deets.
The small, small print:
First Choice Home, Fundamentals Home, Motor Vehicle Insurance, Boat Insurance, Caravan Insurance, Travel Insurance, Essential Cover Loan Repayment Insurance and Landlords Insurance are issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. In offering these products, Bank of us acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU.
This is general information only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). In arranging this insurance Bank of us acts as an intermediary for CGU, not as your agent. Bank of us does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide(FSG). Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), which is available by clicking on the link for the insurance above, from any Bank of us Retail Store or by calling 1300 306 716.